About the Role :

We are looking for a dynamic Product Manager to lead the execution and implementation of our in-house Payment Aggregator (PA) platform. This is a high-ownership, cross-functional role suited for candidates who thrive at the intersection of payments technology, compliance, and delivery excellence.

Location : Gurgaon

Key Responsibilities :

- Lead execution and rollout of the Banks PA stack onboarding journeys, checkout integrations (cards, UPI), and transaction flows along with UI/UX.

- Coordinate BIN certification requirements with card schemes and PG partners; manage PG integrations across phases (dedicated BIN, shared BIN, multi-PG).

- Drive end-to-end project management for PA onboarding across internal teams (compliance, legal, risk, technology, operations).

- Translate regulatory and scheme guidelines (RBI, PCI DSS, Card Schemes) into actionable product and process flows.

- Support compliance and audit readiness ensure KYC, merchant underwriting, data localization, fraud monitoring, and other mandated processes are implemented.

- Work closely with external Technology Service Providers (TSPs), gateways, and vendors to monitor implementation SLAs and transaction success rates.

- Prepare documentation, SOPs, and process notes for go-live readiness and internal stakeholder alignment.

- Own reporting formats for network schemes, regulatory filings, and internal performance tracking dashboards.

- Work on the cost optimisation.

Qualifications & Skills :

- 6 to 9 years of experience in Product / Program Management roles within Payments, Fintech, or Banks.

- Strong understanding of payment transaction processing (cards, UPI), PA/PG ecosystem, and BIN management.

- Exposure to regulatory guidelines relevant to Payment Aggregators (RBI PA Guidelines, merchant onboarding norms, etc.).

- Familiarity with scheme certifications, compliance audits, KYC/AML, and merchant lifecycle processes.

- Excellent project execution skills with ability to manage timelines across multiple internal and external stakeholders.

- Strong analytical and documentation skills; ability to translate regulatory and business requirements into technical deliverables.

Good to Have :

- Experience working with card schemes (Visa, MasterCard, RuPay) or network certification processes.

- Exposure to APIs and payments technology infrastructure.