The National Payments Corporation of India (NPCI) is a pivotal institution in India's digital payments ecosystem, established by the Reserve Bank of India (RBI) and the Indian Banks' Association (IBA). It operates under the Payment and Settlement Systems Act, 2007, and is incorporated as a "Not for Profit" company under Section 25 of the Companies Act 1956 (now Section 8 of the Companies Act 2013). NPCI is dedicated to building world-class digital payment infrastructure through innovative and efficient retail payment platforms.

As an Equal Opportunity Employer, NPCI is committed to fostering an inclusive workplace culture, with zero tolerance for discrimination based on race, ethnicity, disability, gender identity, or sexual orientation, including support for the LGBTQ+ community.

Our Culture :

The NPCI WAY - Our Guiding Principles :

At NPCI, we foster a culture of Inclusion, Innovation, and a High Performance Workplace. The NPCI WAY is not just a framework-it's a shared commitment by every individual to align with our evolving business needs, dynamic market conditions, and workforce expectations.

Five Tenets of the NPCI WAY :

1. Forward Thinking Mindset

2. Customer First

3. Lead With Purpose

4. Passion to Deliver

5. All Succeed Together

Employee Perks and Benefits :

Insurance & Wellness :

- Comprehensive Coverage : Medical, accidental, and life insurance.

- Employee Assistance Program : Onsite medical center, financial/legal counselling, mental wellness.

- Annual Wellness Bouquet : Holistic wellbeing support

Family & Childcare :

- Parental Leave : Inclusive maternity and paternity leave.

- Daycare Support : Assistance for working parents.

Mobility & Lifestyle :

- Mobility Benefits : Relocation, transfers, and travel support.

- Home Loan Interest Support : Up to 50% reimbursement-

- Mobile Reimbursement : New handset every 2 years.

- Car Lease, Salary Advance, Subsidized Meals.

Career & Recognition :

- Education Partnerships : Upskilling via top institutions.

- Reward & Recognition Program.

- Technology Innovation : Patents and IP Rights policy.

Retirement Planning :

- Provident Fund (PF) and Gratuity Contributions.

Why Join Us :

At NPCI, you'll be part of a purpose-driven organization shaping the future of digital payments in India and beyond. NPCI offers a unique opportunity to work on cutting-edge projects that directly impact millions.

We foster a culture of innovation, inclusion, and high performance, where every individual is empowered to lead with purpose and deliver with passion. With a strong focus on employee wellbeing, continuous learning, and collaborative success, NPCI is more than just a workplace-it's a platform to grow, contribute, and make a meaningful difference.

Life at NPCI : NPCI news

The opportunity :

We're looking for a problem-solving Java Engineer to join our team and contribute to the development of cutting-edge payment solutions. If you have a deep understanding of Java/J2EE architecture, a passion for building highly scalable systems, and experience in the payments domain, we encourage you to apply. This role offers the opportunity to tackle complex technical challenges, work with a talented team, and leverage modern technologies including AI-assisted development tools.

Key responsibilities :

- Experience in software coding using open source stack and Java/J2EE technologies

- Having sufficient design and coding experience in a complex enterprise software environment.

- 3+ years of software experience with developing java and J2EE applications, and spring framework.

- Hands on development on spring.

- Strong foundation in computer science fundamentals : data structures and algorithms

- Good exposure to Design patterns.

- Hands-on experience with Java, J2EE, Spring, Hibernate, Web Services, Linux, SQL

- Good knowledge of Open Source software applications is must

- Write clean, maintainable, and well-tested code, leveraging AI to reduce development overhead.

- Hands-on experience with AI-assisted development tools, LLM based code assistants.

- Must have strong experience on in-memory cache DB like Redis etc.

- Must have strong knowledge in coding for highly available applications only using open source stack in payments domain, preferably for products such as EFT switching, e-commerce, payment gateways, clearing & settlement solutions.

- Strong experience in relational database and SQL. Knowledge of NoSQL is a must.

- Should be a good team player - Needs to work with Technical Architects/Development leads/ business leads to solve technical and business problems.

- Must have good Verbal and written communication skills

- Bachelor's Degree in an Engineering discipline or an equivalent in Computer Science.

Key skills and experience required :

- Experience with prompt engineering or building LLM-powered apps.

- Familiarity with AI-based debugging, refactoring, or documentation tools.

- Prior experience in coding large size projects.

- Exposure in payment applications, ecommerce applications and switching systems