The National Payments Corporation of India (NPCI) is a pivotal institution in India's digital payments ecosystem, established by the Reserve Bank of India (RBI) and the Indian Banks Association (IBA).

It operates under the Payment and Settlement Systems Act, 2007, and is incorporated as a Not for Profit company under Section 25 of the Companies Act 1956 (now Section 8 of the Companies Act 2013).

NPCI is dedicated to building world-class digital payment infrastructure through innovative and efficient retail payment platforms.

As an Equal Opportunity Employer, NPCI is committed to fostering an inclusive workplace culture, with zero tolerance for discrimination based on race, ethnicity, disability, gender identity, or sexual orientation, including support for the LGBTQ+ community.

Why Join Us :

At NPCI, you'll be part of a purpose-driven organization shaping the future of digital payments in India and beyond. NPCI offers a unique opportunity to work on cutting-edge projects that directly impact millions. We foster a culture of innovation, inclusion, and high performance, where every individual is empowered to lead with purpose and deliver with passion.

The Opportunity :

You will be part of NPCI's Market Innovation team, working at the intersection of advanced machine learning, deep learning, graph AI, and Generative AI to build next-generation intelligent systems for India's digital payments ecosystem.

Key Responsibilities :

- Solving India-scale problems such as fraud detection, mule/AML risk modeling, transaction intelligence, and conversational AI.

- Designing end-to-end AI systems - from problem formulation, feature engineering, and model development to GPU-accelerated optimization and production deployment.

- Collaborating with top academic institutions (IITs/IISc) and cross-functional teams to push the boundaries of applied AI in financial systems.

Tech Stack & Focus Areas :

- Graph-based fraud detection systems

- LLM-powered platforms (RAG workflows)

- GPU/CUDA optimized AI pipelines

- Privacy-preserving and federated AI systems

Job Details :

- Division : NPCI Market Innovation

- Education : B.Tech / M.Tech (PhD preferred) in CS, AI, DS, Mathematics or related field

- Employment Type : Full-time

- Work Mode : 5 Days Work From Office (WFO)