Role Summary

- Lead the application development function to design, build, and scale core lending, digital, and enterprise applications for the group.

- Drive technology innovation, platform modernization, and high-quality delivery, ensuring systems are secure, scalable, and aligned with business and regulatory requirements.

Key Responsibilities:

Application Strategy & Architecture

- Define and execute the application development roadmap aligned to business growth and digital strategy.

Lead architecture for core platforms including:

- Loan Origination System (LOS)

- Loan Management System (LMS)

- Collections & CRM platforms

- Drive API-first, microservices-based, and cloud-native architectures.

Development & Delivery Excellence

- Lead end-to-end delivery of application development and enhancements.

- Collaborate & Ensure adoption of Agile/DevSecOps practices for faster and reliable releases.

- Drive code quality, testing automation, and CI/CD pipelines.

- Ensure timely, high-quality, and cost-effective delivery of all technology initiatives.

- Build and enhance digital channels (web, mobile, partner integrations).

- Collaborate with business teams to deliver customer-centric solutions.

- Enable API-led ecosystem connectivity and open architecture.

Leadership & Stakeholder Management

- Build and lead teams across engineering, QA, and delivery.

- Partner with business, PMO, infrastructure, and security teams.

- Manage external vendors, product partners, and system integrators.

Profile

- 15-20+ years in application development within NBFC/Banking/Financial Services

Strong experience with :

- Lending platforms (LOS/LMS) CRM, Collections

- Digital applications and APIs

- Cloud and microservices architecture

- Proven track record in leading large engineering teams and complex programs, Good understanding of RBI regulations and financial services compliance.