About the Role :

We are looking for an experienced Product Manager Digital Lending to lead the development, integration, and optimization of our digital personal loan products. The ideal candidate will have hands-on experience managing partnerships with Lending Service Providers (LSPs), driving API-based product journeys, and collaborating with cross-functional teams to deliver seamless digital lending experiences.

Key Responsibilities :

Partner Onboarding :

- Onboard digital lending partners onto our system and application, ensuring smooth integration and operational readiness.

Product Lifecycle Management :

- Manage the entire product lifecycle for digital personal loan products from ideation to launch, enhancement, and scale-up.

Performance & Strategy :

- Define, track, and analyze key product metrics to measure success and plan future strategies.

Cross-Functional Collaboration :

- Work closely with teams across Technology, Credit, Data Science, Legal, Compliance, and Risk to ensure product success.

Innovation & Partnerships :

- Conceptualize and implement innovative digital lending solutions and customer journeys through strategic partnerships.

Stakeholder Management :

- Coordinate with external stakeholders and align internal teams to ensure timely implementation and go-live of partner integrations.

Compliance Alignment :

- Align internal stakeholders for all required approvals and design digital journeys adhering to compliance frameworks.

Documentation & Process Design :

- Prepare Business Requirement Documents (BRDs) capturing product scope, policy parameters, and process requirements.

Journey Design :

- Create and optimize end-to-end digital lending journeys from onboarding to disbursement.

Process Optimization :

- Drive process improvement and digitalization across lead generation, onboarding, servicing, loan management, and collections.

Budget Management :

- Manage operational budgets and costs across all digital products and services.

Operational Excellence :

- Facilitate development, testing, and deployment of operational processes, systems, and reports to ensure efficiency and compliance.

Partner Operations :

- Manage partner payouts and related services, ensuring seamless reconciliation and tracking.

Requirements :

- 5 to 10 years of experience in Product Management within Fintech, Banking, or Digital Lending.

- Strong understanding of API integrations, embedded journeys, and digital customer experiences.

- Proven experience working with Lending Service Providers (LSPs).

- Excellent communication, analytical, and stakeholder management skills.

- Ability to translate business requirements into actionable product roadmaps.