Job Description:

We are looking for a Product Manager to lead the development of a digital platform that connects lenders with borrowers. You will own the end-to-end product lifecycle, from discovery to delivery, building a scalable, secure, and user-centric marketplace that enables seamless lending experiences.

Roles and responsibilities:

Product Strategy & Vision:

- Define and drive the product vision for the lending marketplace.

- Identify opportunities to improve lender-borrower matching, trust, and conversion.

- Align product strategy with business goals (growth, revenue, risk, compliance).

Platform Development:

- Build and scale a two-sided platform (lenders & borrowers).

- Design features like matching algorithms, propensity scores to improve the overall business.

- Ensure a seamless and intuitive user experience for both sides of the marketplace.

User & Market Research:

- Conduct user interviews with lenders and borrowers.

- Analyze market trends, competitors, and regulatory landscape in fintech/lending.

- Translate insights into product features and improvements.

Cross-functional Collaboration:

- Work closely with engineering, design, data science, risk, and compliance teams.

- Collaborate with business teams for partnerships with lenders (NBFCs, banks, fintechs).

- Coordinate with legal/compliance for regulatory adherence.

Execution & Delivery:

- Define product requirements (PRDs), user stories, and acceptance criteria.

- Prioritize roadmap based on impact and feasibility.

- Lead sprint planning, backlog grooming, and release cycles.

Data & Performance Tracking:

- Define and track KPIs such as:

1. User acquisition & activation.

2. Loan conversion rates.

3. Default rates / risk metrics.

4. Lender participation and liquidity.

- Use data to iterate and optimize product performance.

Trust, Risk & Compliance:

- Ensure platform adheres to regulatory requirements (KYC, AML, data privacy).

- Build features that enhance trust (ratings, verification, fraud detection).

Required Experience:

- 3-5 years of Product Management experience in building and integrating multiple lending partners, ideally within a product-first company. Individuals who have worked in building networks or platforms will be a huge positive.

About Candidate:

- Ideal candidates should have experience working in Fintech (lending domain >3-4 years in Product Management).

- Have shown considerable experience in growing 0 to 1 product and help monetise them successfully. We are looking to attract a user with a strong owner mindset.