Criteria :

Experience : Min relevant 10 years in IT BA role and specialised in two wheeler product worked for 2 years.

Location : Bangalore

Industry : BFSI or worked for BFSI projects

Position Summary :

We are looking for a dynamic and skilled Techno-Functional Analyst with a strong foundation in Java programming and proven experience (5 years) in Loan Origination System (LOS) environments. The preferred candidate will possess technical and functional understanding of key integrations between LOS platforms and various Core Banking Systems such as T24 (Temenos), Flexcube, and Finacle.

The role demands proficiency in third-party API integrations covering KYC, AML checks, credit bureau services (CIBIL, HIGHMARK), ENACH, Penncy Check, and Lead Management Systems. The ideal applicant is a proactive problem-solver, comfortable with both hands-on technical troubleshooting and in-depth functional analysis, and adept at coordinating with technical teams to drive effective and timely solutions.

Key Attributes and Accountabilities :

Technical Skills :

- Proficiency in Java, JSP, Servlets, EJB, SQL/Oracle, J2EE, and other Java technologies

- Knowledge of current technological trends in the software development stack, such as OOPs, DevOps, and Microservices, Kafka and Kubernetes

- Understanding of system integration issues, including API (SOAP & Restful) integration

- Hands-on experience in system log analysis and evaluation of issues end to end.

- Ability to analyse and document business requirements for new features, ensuring alignment with functional specifications within the lending domain

- Expertise in supporting seamless integrations between LOS and core banking systems such as T24 (Temenos), Flexcube, and Finacle

- Experience in understanding the solution integration architecture and support of Loan Origination Systems leveraging Java technologies

- Basic troubleshooting skills with architectural knowledge of APACHE, TOMCAT, and JBOSS middleware solutions

Functional Expertise :

- Fair understanding of Retail Finance Business Solutions (Individual Un-secured Loan, Mortgage Loans, Housing Loans, Two-Wheeler Loans) and experience in digital lending processes

- Demonstrates solutions by developing documentation, flowcharts, layouts, diagrams, charts, code; ensuring that project tasks are completed within defined effort and timelines

- Understand the requirements from Business and Product teams, convert them into a FSD document, and take it up with vendors for feasibility and impact analysis, working in coordination for delivery and deployment for business use

- Understand integration touchpoints of the Business Solution with other systems/services

- End-to-end solution management, including seamless integration of other systems with third-party applications and services

- Deliberate various available alternative solutions for the requirements and choose the best, which is cost-effective and best suited for meeting business requirements

- Documentation of key deliverables from the Quality and Testing aspect, including creation of comprehensive testing, Roll out/Go Live plans, product release notes, and product version management