Job Description : Solution Architecture & Tech Stack Consultant (Fintech, India)

Overview :

We are seeking an expert consultant to guide and architect the technology vision for a NBFC fintech platform in India. The ideal candidate will bring deep expertise in solution architecture, tech stack selection, advanced AI, and API integration, with strong experience around API-led design and building a sustained technology advantage as a moat.

Key Responsibilities :

Solution Architecture :

- Define, design, and document end-to-end platform architecture for a fintech product offering by our client.

- Design a vertically integrated, API-first technology structure that is modular, scalable, and supports rapid market evolution.

- Lead blueprinting of data flows, integration patterns, and security frameworks tailored for the Indian regulatory and business context.

Tech Stack Selection :

- Evaluate and recommend modern tech stacks suited for advanced AI enablement and high-throughput API integrations.

- Advise on best-in-class cloud, data, and DevOps infrastructure to support AI-driven features and rapid scaling.

AI Strategy & Integration :

- Identify opportunities to embed advanced AI and machine learning across underwriting, risk, personalization, and operational automation.

- Work with engineering and product teams to prioritize and operationalize AI use cases, ensuring robust data flows and API accessibility for downstream consumption.

Consultancy & Advisory :

- Facilitate collaboration between stakeholders including founders, business leads, and development teams to shape technical direction aligned with product and regulatory requirements.

- Support build vs. buy decisions for core modules, especially around AI capabilities and critical APIs.

Compliance & Security :

- Guide platform design for compliance with Indian fintech regulations and security standards (data privacy, AML/KYC, etc.

Documentation & Knowledge Transfer :

- Produce high-quality architecture artifacts, technical documentation, and decision logs to enable smooth handoff to internal teams.

Ideal Profile :

- Proven exposure as a Solution Architect or Consultant in the BFSI/ fintech sector, preferably in India, with expertise in digital lending or similar business models.

- Strong track record of architecting API-first, AI-enabled technology platforms that deliver real business advantage.

- Deep familiarity with AI/ML workflows (NLP, risk models, fraud detection, customer intelligence) and their production deployment in a regulated fintech environment.