Position Summary :

We are looking for a highly experienced Senior Technical Architect to architect and lead the development of a Payment Processing Platform for a US-based Debt Settlement business, starting from the ground up.

The Payment Platform will integrate with an existing/parallel Debt Settlement CRM. The primary responsibility is to design and implement the complete integration layer and payment-processing ecosystem, ensuring reliable, secure and real-time handshakes between the CRM, Payment Platform, banks, ACH processors and other financial service providers.

Key Responsibilities :

- Design the complete architecture of the Payment Processing Platform from scratch.

- Define the boundary between the Debt Settlement CRM and Payment Platform.

- Establish the API, event, webhook and integration architecture between the two systems.

- Define module/service boundaries, data ownership and system responsibilities.

- Design for scalability, security, reliability and financial transaction integrity.

Technical Leadership :

- Lead the technical architecture and development of the platform.

- Work closely with Business Analysts to convert requirements into technical specifications.

- Guide developers on implementation and conduct architecture/code reviews.

- Establish coding and integration standards.

Tech Stack :

- Node.js, Python, TypeScript, MySQL, PostgreSQL, Redis, Kafka/RabbitMQ/SQS, AWS/Azure/GCP, Docker, CI/CD.

Requirements :

- 10-15+ years of software engineering experience with 5+ years in architecture/technical leadership.

- Strong experience building FinTech/payment-processing platforms.

- Strong understanding of ACH, NACHA, banking APIs, and financial ledger systems.

- Experience with distributed systems, API security, and fault-tolerant architectures.

- Experience with PCI DSS, SOC 2, and GLBA is highly desirable.