Location : Bangalore, Gurgaon, Pune, Mumbai, Delhi, Chennai, Hyderabad, Noida

Experience : 6 - 9 Years

CTC : 15 - 30 LPA

Notice Period : Immediate to 15 Days

Role Overview :

We are seeking a highly skilled Senior Java Full Stack Developer to join our Banking, Financial Services & Insurance (BFSI) technology team. This role is pivotal in designing and building secure, scalable, and mission-critical applications that power core banking, digital banking, and financial platforms.

You will work in a fast-paced, collaborative environment, leveraging Java, microservices, cloud, and modern frontend technologies to deliver high-quality solutions while ensuring strict adherence to security, compliance, and regulatory standards.

Key Roles & Responsibilities :

Application Development :

Design and develop enterprise-grade full stack applications for :

- Core banking and digital banking platforms

- Payment processing systems

- Lending, loan origination, and credit platforms

- Build backend services using Java, Spring Boot, Spring Cloud, and microservices architecture.

- Develop modern, responsive frontends using React, Angular, or Vue.js.

- Implement RESTful APIs and GraphQL, integrating with internal and external banking systems.

BFSI Domain & Business Functionality :

Implement features for :

- Customer onboarding (KYC/AML)

- Account management and transaction processing

- Reconciliation and audit trails

- Trade finance, wealth management, cards, and lending

- Develop financial calculations such as interest computation, fees, charges, and accounting entries.

Integrate with :

- Payment systems (RTGS, NEFT, IMPS, UPI, SWIFT)

- Card networks (Visa, Mastercard)

- Core banking systems (Finacle, Flexcube, Temenos T24, etc.)

Integration & Middleware :

- Build integration layers using REST, SOAP, ESB, and messaging systems.

- Work with middleware such as IBM MQ, Apache Camel, WSO2.

- Implement event-driven architectures using Kafka, RabbitMQ, AWS SQS/SNS.

- Develop file-based integrations (CSV, XML, JSON, SWIFT messages).

- Integrate with payment gateways, credit bureaus (CIBIL, Experian), and third-party vendors.

Security & Compliance :

- Implement authentication and authorization using OAuth 2.0, JWT, SAML, OpenID Connect.

- Follow OWASP secure coding practices.

- Implement data encryption (at rest and in transit), tokenization, and secure key management.

- Build audit logging, compliance reporting, and transaction traceability.

- Ensure adherence to PCI-DSS, SOX, GDPR, RBI guidelines, Basel norms.

- Participate in security testing, vulnerability assessments, and code reviews.

Cloud, DevOps & Performance :

- Containerize applications using Docker and orchestrate using Kubernetes.

- Deploy applications on AWS (EC2, S3, RDS, Lambda, ECS, EKS) or Azure (App Service, AKS, Functions).

- Implement CI/CD pipelines using Jenkins, GitLab CI, Azure DevOps, or GitHub Actions.

- Use Infrastructure-as-Code tools such as Terraform or CloudFormation.

- Implement caching strategies using Redis, Hazelcast.

- Monitor applications using ELK Stack, Prometheus, Grafana, Dynatrace, AppDynamics.

- Optimize performance, scalability, and reliability of transaction-heavy systems.

Testing, Agile & Collaboration :

- Implement automated testing (unit, integration, performance, security).

- Work in Agile/Scrum teams with sprint planning, stand-ups, and retrospectives.

- Collaborate with business analysts, architects, QA, DevOps, and product owners.

- Conduct code reviews to ensure quality, performance, and security.

- Mentor junior developers and provide technical guidance.

Required Skills & Experience :

Core Experience :

- 69 years of Java Full Stack development experience.

- Minimum 3 years of BFSI domain experience (Banking, Financial Services, Insurance).

- Experience building transaction-heavy, mission-critical enterprise applications.

- Strong exposure to microservices and cloud-native architectures.

- Experience working in large enterprise environments with complex integrations.

Backend Technologies :

- Java 8/11/17+ (Streams, Lambdas, Concurrency, Collections)

- Spring Framework : Spring Boot, Spring MVC, Spring Security, Spring Data, Spring Cloud

- ORM : Hibernate, JPA, JDBC

- Microservices patterns : Circuit Breaker, API Gateway, Service Discovery

- Messaging : Kafka, RabbitMQ

- Build tools : Maven, Gradle

- Testing : JUnit, Mockito, TestNG

Frontend Technologies :

- Strong expertise in React.js, Angular, or Vue.js

- HTML5, CSS3, Bootstrap, Material UI

- TypeScript, ES6+, Node.js

- State management : Redux, NgRx, Vuex

- Responsive and cross-browser development

Database & Data Management :

- RDBMS : Oracle, PostgreSQL, MySQL, SQL Server

- NoSQL : MongoDB, Cassandra, DynamoDB

- Strong SQL skills, performance tuning, indexing

- Transaction management and data modeling

Cloud & DevOps :

- AWS or Azure cloud platforms

- Containerization : Docker, Kubernetes, OpenShift

- CI/CD pipelines and DevOps practices

- Version control : Git, GitHub, Bitbucket

- Monitoring and logging tools

BFSI Domain Knowledge :

- Banking operations : accounts, deposits, loans, cards, payments

- Payment systems : RTGS, NEFT, IMPS, UPI, SWIFT

- Core banking platforms : Finacle, Flexcube, Temenos T24 (familiarity)

- Regulatory compliance : KYC/AML, PCI-DSS, SOX, GDPR, RBI guidelines

Soft Skills :

- Strong problem-solving and analytical skills

- Excellent communication and collaboration abilities

- Ability to work under pressure and meet deadlines

- High attention to detail with a focus on security and quality

- Self-driven, proactive, and customer-focused mindset

Education :

Bachelors degree in Computer Science, Engineering, or a related field.