Key Responsibilities :

- Develop, maintain, and optimize SAS programs for data processing, reporting, and analytics.

- Write efficient and optimized code using Advanced SAS and SAS/SQL.

- Extract, transform, and analyze large datasets to support business and regulatory requirements.

- Work with business stakeholders to understand requirements and deliver data-driven solutions.

- Develop data validation and quality checks to ensure data accuracy and consistency.

- Perform data analysis and generate reports to support decision-making.

- Collaborate with cross-functional teams including business, risk, analytics, and technology.

- Troubleshoot data issues and optimize program performance.

- Maintain technical documentation and follow coding standards and best practices.

Required Skills & Experience:

- 5+ years of experience in SAS Programming.

- Strong hands-on expertise in:

1. Advanced SAS

2. SAS/SQL

3. SQL

- Minimum 3+ years of experience in SAS Programming.

- Minimum 2+ years of experience with SQL.

- Strong domain knowledge in Banking, specifically:

1. Credit Cards

2. Personal Loans

- Experience in at least one stage of the Credit Lifecycle:

1. Acquisition

2. Account Management

3. Authorization

4. Collections

- Strong analytical, problem-solving, and communication skills.

Preferred Skills:

- Experience working with large-scale banking data and customer analytics.

- Knowledge of data warehousing and ETL concepts.

- Familiarity with Python or other analytics tools is an advantage.

- Experience working in Agile environments.

Key Competencies:

- SAS Programming

- Advanced SAS & SAS/SQL

- SQL

- Banking & Financial Services

- Credit Cards & Personal Loans

- Credit Lifecycle Analytics

- Data Analysis & Reporting

- Data Quality & Optimization

- Stakeholder Management

- Problem Solving & Collaboration