Risk Management Specialist - GTM System

Talentonlease

Delhi

2 - 5 Years

6+ Reviews

Integrated Risk Management GTM System GTM Implementation SQL Python

Posted on: 26/11/2025

Job Description

Description :

This role will be accountable for driving credit policy decisions across the customer life cycle and driving Lending Portfolio P&L KPIs from ensuring acceptable risk performance to driving top-line revenue targets by finding expansion opportunities across partner customer segments (banks and telcos).

Key Responsibilities :

- Develop credit strategy to drive GTM strategy, customer eligibility, and limit/exposure decisions through customer loan life cycle using telecom, wallet, bureau data, mobile app.

- Develop and optimize customer journey and ongoing communication to drive usage, credit education, and repayment across multiple digital channels (Mobile App, SMS, USSD, OBD).

- Work with external debt collection agencies and optimize direct debit rules to drive collection effectiveness for delinquent customer segments and optimizing collection offers.

- Building framework for measuring periodic performance of existing strategies.

Required Qualifications & Skills :

- Knowledge of scorecards, credit policies, and risk management in an unsecured context.

- Hands-on experience as a data-driven strategy/policy analyst for more than 2 years.

- Strong quantitative background from a tier 1 technical institution (IIT/ISI/IIIT/BITS/ISI).

- Good analytical thought process and aptitude for problem-solving; hands-on experience using SQL, Python, and Pyspark SQL (Big Data Hadoop/Spark Stack) preferred.

- Passion for using data and algorithms to drive underwriting decisions; previous exposure to ML algorithms.

- Strong entrepreneurial drive