- Progressive engineering experience with sustained hands on design and development in Java (modern JVM stacks, microservices, distributed systems, performance engineering).

- Proven experience architecting and building AIpowered solutions, including LLM integration, prompt engineering, RAG patterns, model orchestration, AI pipelines, and responsible AI practices.

- Strong background in cloud?native architectures (containerization, orchestration, CI/CD, DevSecOps) with experience operating systems at enterprise scale.

Principal Level Technical Leadership :

- Demonstrated ability to operate as a technical authority across domains (application, data, AI, platform, security), influencing architecture and engineering standards at an enterprise level.

- Track record of translating ambiguous business problems into scalable, resilient, and future?ready

technical solutions.

- Experience defining long term technology strategy, reference architectures, and engineering roadmaps aligned with business outcomes.

AI & Innovation Mindset :

- Strong understanding of GenAI trends, ecosystem evolution, and emerging capabilities, with the ability to assess vendor offerings versus build strategies.

- Experience embedding AI into core business workflows to drive productivity, risk reduction, customer experience, and operational efficiency.

- Passion for experimentation, rapid prototyping, and data?driven decision?making.

Influence & Communication Excellence :

- Exceptional verbal and written communication skills, with the ability to clearly articulate complex technical concepts to executives, regulators, partners, and engineering teams.

- Proven success influencing without authority across global, matrixed organizations.

- Recognized as a trusted advisor who can challenge assumptions constructively and elevate technical conversations.

Outside In Perspective :

- Strong awareness of industry best practices, competitive landscape, and fintech/financial services technology trends.

- Active engagement with external communities (conferences, forums, thought leadership, standards bodies) is highly desirable.

Job Expectations :

Enterprise Technical Stewardship :

- Act as a Principal Engineer and strategic advisor to senior leadership, shaping technology decisions that impact multiple lines of business and the broader enterprise.

- Define and evolve enterprise scale architectures for Java based platforms and AI/GenAI solutions, ensuring alignment with security, risk, and regulatory requirements.

Hands On Leadership :

- Remain deeply hands on designing, reviewing, and occasionally coding critical components to set a high engineering bar.

- Lead by example in applying engineering rigor, automation, testing, performance optimization, and secure coding practices.

AI / GenAI Enablement :

- Drive the strategy, adoption, and governance of AI and GenAI capabilities across the organization.

- Partner with product, data, risk, and security teams to ensure responsible, explainable, and scalable AI solutions.

- Identify high?value use cases and guide teams from proof?of?concept to production at scale.

Influence & Thought Leadership :

- Serve as a visible technical spokesperson internally and externally, presenting ideas, architectures, and innovation narratives with clarity and conviction.

- Mentor senior engineers and architects, raising the overall technical maturity of the organization.

- Foster a culture of engineering excellence, curiosity, and continuous learning.

Outside In Innovation :

- Continuously scan the external ecosystem to bring new ideas, technologies, and patterns into the enterprise in a pragmatic, value driven manner.

- Challenge legacy thinking and advocate for simplification, modernization, and platform thinking.

- Balance innovation with operational stability, risk management, and long term sustainability.

Outcome Driven Execution :

- Measure success through business impact, not just technical delivery improved time to-market, developer productivity, system resilience, and customer outcomes.

- Partner closely with stakeholders to ensure technology investments deliver durable, enterprise?wide value.