Role Overview :

We are looking for a Product Owner LMS with strong expertise in loan servicing systems, capable of owning the functional roadmap, backlog, and delivery alignment for a Loan Management System. The role requires a blend of banking domain depth, product thinking, and agile execution, working closely with engineering, architecture, QA, and business stakeholders.

Key Responsibilities :

- Own the end-to-end product backlog for LMS modules covering :

a. Loan lifecycle management

b. Repayments, schedules, accruals, prepayments, restructuring

c. Charges, fees, penalties and GL mappings

d. Loan events and servicing rules

- Support Integration requirements with Core Banking / Accounting Systems

- Act as the single point of accountability for LMS functional scope and priorities.

- Translate business and regulatory requirements into :

a. User stories

b. Functional specifications

c. Acceptance criteria

- Prioritize backlog items based on business value, risk, dependencies, and delivery timelines.

- Ensure stories are clear, testable, and implementation-ready for development teams.

- Continuously groom and refine the backlog with stakeholders

- Act as a bridge between business and technology, ensuring functional intent is correctly implemented.

- Ensure adherence to SDLC and governance processes

Skills & Competencies :

- 10 plus years of experience in banking / financial services with strong exposure to Loan Management Systems.

- Hands-on experience as a Product Owner / Business Analyst / Functional Lead for LMS or loan servicing platforms.

- Strong understanding of :

a. Loan lifecycle and servicing processes

b. Banking products and operations

c. Accounting and financial flows in lending

- Exposure to multiple loan products (Retail, Corporate, MSME, Islamic lending, etc.).

- Ability to write clear user stories, acceptance criteria, and functional documents.

- Strong analytical, problem-solving, and decision-making skills.

- Ability to create and review :

a. Functional Requirement Documents (FRD)

b. User Stories and Acceptance Criteria

c. Process flows and business rules

Educational Qualification :

- Bachelors degree in Engineering, Technology, Finance, or related discipline (B.E. / B.Tech / B.Com / BBA / equivalent)

- MBA / PGDM (Finance / Operations / Systems) is a plus, but not mandatory.

- Strong grounding in banking, finance, and business processes.