Lead Data Scientist - Credit Risk Modelling

Job Description :

Role & Responsibilities :

- Strong exposure to Scorecard Development (Application / Behavioral) and Credit Risk Models PD, LGD, EAD, IFRS9.

- Experience with Credit Bureau data (CRIF, CIBIL, etc.) and data strategy development.

- Proficiency in Python, SQL, and R/SAS; experience with data visualization tools preferred.

- Skilled in model documentation, data quality review, and ensuring accuracy in reporting.

- Excellent collaboration skills to liaise with business teams, support strategic goals, and handle first-level escalations.

- Deep understanding of Retail / Digital lending business and prior experience in Banking or Financial Services.

Preferred Candidate Profile :

- Strong exposure to Scorecard Development (Application / Behavioral) and Credit Risk Models PD, LGD, EAD, IFRS9.

- Proficiency in Python, SQL, and R/SAS; experience with data visualization tools preferred.

- Masters degree in Mathematics, Statistics, Economics, Computer Science, or a related quantitative field.