Data Scientist/Modeller

Role Summary :

Key Responsibilities :

- Build Affluence/Income estimation models

- Develop Propensity & Intent models for cross-sell and customer targeting

- Design behavioral scorecards for portfolio management

- Perform feature engineering using bureau, banking, and behavioral data

- Work on model deployment, monitoring, and recalibration

- Partner with Risk, Product, and Growth teams to optimize approval rate vs credit cost

Required Skills :

- Hands-on experience with ML models (XGBoost, LightGBM, etc.)

- Experience in credit risk modelling / scorecards

- Strong SQL and data analysis skills

- Exposure to LLM/NLP use cases (good to have)

- Understanding of consumer lending / bureau data

Preferred Profile :

- Hands-on exposure to end-to-end model lifecycle

- Strong problem-solving and stakeholder management skills

- 3-5 years of experience

Why Join Us :

- Opportunity to solve complex problems in digital lending, UPI, Payments.

- Fast-paced, data-driven environment with strong growth potential