Job Description :

We are seeking an experienced Senior Data Scientist with 4-7 years of expertise in Credit Risk Modeling & Financial Risk Analytics to join our Housing Finance business.

Key Responsibilities :

- Design, develop, and implement credit risk models (scorecards, regression, decision trees, GBM, and other ML techniques) to support credit decision-making and portfolio risk management.

- Conduct statistical analysis and build predictive models to assess borrower creditworthiness and minimize risk exposure.

- Work closely with risk, finance, and business teams to provide data-driven insights for policy formulation and lending strategies.

- Ensure compliance with regulatory standards in credit scoring and risk analytics.

Must-Have Skills :

- Proven experience in Credit Risk Modeling & Financial Risk Analytics (mandatory please highlight in your profile).

- Hands-on expertise in Python/R, SQL, and statistical modeling.

- Strong understanding of credit scoring frameworks and risk management practices.

- Prior experience in financial services, banking, or housing finance preferred.

Location : Gurgaon (Onsite/Hybrid flexibility)

Experience : 4+ years