Role : Credit Risk Strategy

Location : Hybrid (Pan India)

Experience : 2+ Years

Mandatory Skills : Risk Strategy Experience, SQL & Python OR SAS.

Job Description :

We are hiring a Credit Risk Strategy Analyst to design, implement, and optimize credit risk strategies across Acquisition, Underwriting, and Collections. The role requires strong analytical skills and hands-on experience with Python or SAS and SQL to develop data-driven decision frameworks.

Key Responsibilities :

- Develop and monitor acquisition, underwriting, and collections strategies.

- Analyze portfolio performance, risk trends, and customer behavior.

- Build and validate risk policies, decision rules, and segmentation strategies.

- Use Python/SAS and SQL for data extraction, analysis, and reporting.

- Partner with business, risk, and operations teams to improve portfolio profitability and reduce losses.

Key Skills :

- Python or SAS, SQL

- Credit Risk Strategy & Policy

- Portfolio Analytics & Monitoring

- Collections & Underwriting Strategy