At CheQ, we're turning the chaos of credit into a journey that's clear, rewarding, and even a little fun.

With - 50,000 Cr+ in lifetime payments, a growing tribe of users (30%+ using more than two products), and $16M raised from marquee investors, we're fast becoming India's favorite way to go from credit-stressed to credit-smart.

Founded by ex-Flipkart leader Aditya Soni and backed by 3one4 Capital, Venture Highway, Ram Shriram, Lloyd Mathias and more, CheQ isn't just another fintech, it's a full-stack credit experience.

Here's what makes us different :

- Credit, simplified : Track, pay, and optimise every credit card, loan, and bill in one smooth dashboard.

- AI that actually helps : Meet Wisor, India's first AI-powered credit advisor giving real financial intelligence, not just data.

- More than payments : Rewards, instant loans, and an embedded wallet all stitched into one seamless journey.

We're here to make managing money feel less like a chore and more like a win

Requirements :

We're much more than our job descriptions, but here's where you'll begin :

- Lead and deliver large-scale platform and product initiatives that impact millions of users.

- Collaborate with product, design, and business teams to translate complex business problems into scalable technical solutions.

- Guide the team in adopting AI/ML models and frameworks, exploring their application in personalization, credit risk, fraud detection, or smart recommendations.

- Review architecture, suggest best practices, and ensure resilient, performant, and secure code.

- Perform technical mentorship and code reviews to build a culture of engineering excellence.

- Take ownership of system design and architecture for key services.

- Set up and maintain CI/CD pipelines and contribute towards infrastructure decisions.

- Ensure rigorous security and data protection practices in collaboration with DevSecOps.

- Stay ahead of the curve by continuously evaluating and integrating new tools, trends, and AI technologies.

What you'll need :

- 8+ years of experience in backend engineering roles with at least 2+ years in tech leadership or architect roles.

- Proven track record of leading engineering teams on complex projects from idea to production.

- Strong coding skills in Node.js, Python, JavaScript, and proficiency in web frameworks.

- Comfortable with cron jobs, RESTful APIs, containerization (Docker/Kubernetes) and GCP/AWS.

- Experience with RDBMS and NoSQL databases like MySQL, MongoDB, Redis, Elasticsearch.

- Familiarity with modern frontend practices using HTML, CSS, JS, and build tools like Webpack,NPM.

- Solid grasp on Git and code lifecycle workflows.

Exposure to or working knowledge of AI/ML concepts, such as :

- Personalization engines

- Predictive modeling (risk/fraud)

- NLP (chatbots, document classification)

- Working with APIs from platforms like OpenAI, HuggingFace, Langchain, or Vertex AI.