Business Analyst - FinTech/Lending Domain

Description:

About the Role

We are looking for an experienced Business Analyst with strong expertise in the FinTech domain, specifically in Loan Origination Systems (LOS). The ideal candidate should have hands-on experience in requirement gathering, workflow design, documenting functional specifications, and working closely with product, technology, and business teams to enhance LOS features and processes.

Key Responsibilities:

- Work closely with stakeholders to gather, analyze, and document business requirements for LOS modules.

- Translate business needs into detailed BRDs, FRDs, user stories, and process flows.

- Support the design and implementation of LOS workflows including onboarding, KYC, underwriting, risk assessment, disbursement, and repayment journeys.

- Conduct gap analysis between existing systems and business requirements.

- Coordinate with development and QA teams to ensure accurate implementation of requirements.

- Assist in UAT planning, test case review, execution, and issue resolution.

- Analyze borrower journeys, credit decisioning rules, and loan lifecycle processes.

- Recommend improvements for process optimization, automation, and product enhancements.

- Ensure compliance with financial regulations, data privacy standards, and lending guidelines (RBI-based).

- Work with data and analytics teams to generate insights for business and risk teams.

Required Skills & Qualifications :

- 3-6 years of experience as a Business Analyst in the FinTech/Lending domain.

- Strong knowledge of Loan Origination Systems (LOS) and digital lending workflows.

- Understanding of KYC processes, underwriting, credit scoring, risk models, and loan disbursement journeys.

- Experience in preparing BRDs, FRDs, workflow diagrams, and user stories.

- Hands-on experience with tools like JIRA, Confluence, Figma, MS Visio, etc.

- Ability to coordinate with cross-functional teamsTech, Product, Business, Risk, Compliance.

- Strong analytical thinking, documentation skills, and communication skills.

- Good understanding of APIs, integrations, and basic functional understanding of backend systems.