Business Analyst - Credit Risk Domain

Responsibilities :

Qualifications :

- Understanding of credit risk, its assessment models (PD, LGD, EAD) and credit risk mitigation techniques experience.

- Strong understanding of securitization transactions and economic models of securitization.

- Familiarity with frameworks including Basel III, and relevant US/European regulations governing securitization.

- Understanding of IFRS-9, fair valuation of assets - business model test

- Understanding of Treasury and its functionalities and products.

- Strong understanding of capital market products and its accounting lifecycle

- Understanding of SDLC (requirement gathering, elicitation, prioritization and documentation BRD, FRD, As-Is, To-Be)

- Hands on experience navigating through complex systems and data landscape, access business materiality, identify

key gaps and apply assumptions to achieve a concrete business outcome.

- Functional and user acceptance testing, end to end integration testing.

- Excellent communication skills to present complex data to senior management and stakeholders across technical and non-technical teams.

- Analytical mindset with strong problem-solving abilities, capable of working on multiple projects and adapting to evolving business needs.

- Ensure data accuracy, consistency, and integrity across systems and implement data validation and cleansing processes.

- Understanding of enterprise data architecture, including data lakes, warehouses, and marts.

- Ability to optimize data processing, interpretation, and analysis to support informed decision-making.

- Write SQL queries for data analysis and visualization.