Lead Functional Consultant - Banking Transformation

Location : Trivandrum.

Work Mode : Initially Office-Based | Minimum 3 Days/Week Hybrid after transition.

Experience : 10 - 16yrs.

Industry : Banking / Financial Technology.

Qualification : Degree/PG from Reputed institutions.

Working experience from BIG 4 companies is preferred.

About the Role :

We are looking for an experienced Lead Functional Consultant with strong expertise in Banking Transformation to work closely with banking clients, understand complex business challenges, and design scalable, business-driven solutions.

This is not a traditional requirements-gathering role.

We are looking for a strategic consultant who can lead discovery, challenge assumptions, design solutions, and drive execution.

Key Responsibilities :

- Lead discovery sessions and consulting discussions with banking clients.

- Understand business processes, pain points, and strategic objectives.

- Translate business requirements into scalable functional solutions.

- Facilitate workshops with business, technology, and product stakeholders.

- Provide functional expertise across Product & Pricing, Rates & Fees, Billing, Offers, Deposits & Payments, and Relationship Pricing.

- Develop functional architecture and detailed solution specifications.

- Configure products, pricing, rates, fees, rules, and parameters.

- Collaborate closely with Product and Engineering teams.

- Support SIT, UAT, and Production Readiness.

- Build trusted relationships with senior client stakeholders.

Key Requirements :

- Strong experience in Retail, Corporate, or Commercial Banking.

- Proven experience in Banking Transformation / Consulting.

- Strong expertise in Product, Pricing, Rates, Fees and/or Billing.

- Experience leading client discovery sessions and workshops.

- Excellent problem-solving and consulting capabilities.

- Strong client-facing and stakeholder management skills.

- Ability to translate complex business problems into practical solutions.

- Strong hands-on functional and solution design experience.

Advantage :

- Experience with Temenos, Finastra, Oracle Banking, FIS, or Fiserv will be an added advantage.

Ideal Candidate Profile :

- Professionals from leading banking consulting/strategy practices, core banking technology companies, fintech organizations, or large-scale banking transformation programs are highly preferred.