Job Description:

Key highlights of the role are listed below (purely indicative and not limiting):

- Design and Implement Technology solutions on Credit Card Management Systems, Digital Card Onboarding Platforms, Digital Payment and surround systems.

- Ensure that the solutions deployed are robust, scalable and there are no major functional/performance issues post the implementation.

- Act as a key interface between users, IT, and partner development teams and is responsible and accountable for all functional requirement-related decisions.

- Act as a functional expert to the business teams to ensure the requirements are fulfilled with minimal changes to systems and existing system capabilities are fully exploited.

- Help Product and Marketing Groups to convert the Idea to a Solution for Business products.

- Owns & manages Business Analysis/development, Requirement gathering (BRD), FSD, UD, Costing, Project Management.

- Drives Functional understating, Changes and System Implementation, UAT testing & signoff, and Team handling.

- Prioritizing and escalating issues when needed and keeping stakeholders informed of progress.

- Develop and maintain implementation best practices, documentation procedures, and standards.

Applicants should possess the following attributes:

- Strong Knowledge of commonly used Credit Cards platforms like Vision Plus

- Excellent understanding of Credit Cards, Digital Payment eco-system, and system architecture.

- Experience in designing a solution for digital onboarding and underwriting.

- Working experience on AI platform.

- Prior experience of implementing/migrating /supporting Credit Cards systems for any Indian bank is a must.

- Should have working knowledge of technology frameworks like API management, File transfers, Change control, Application management etc.

- Should understand security protocols used in Credit Cards related systems such as PCI DSS standards

- Experience in defect management/troubleshooting for Credit Cards applications would be an advantage.

- Excellent communication and negotiating skills.

- Good leadership skills, should be able to lead a team of 5 to 10 members.

- Good interpersonal skills and the candidate should work closely with all internal and external stakeholders with a solution-oriented approach.

- Should be result oriented and must think of all aspects like business, customer, reputation, regulatory impact, etc. while designing solutions Proven ability to identify, solve and prevent regulatory issues.

- Good Project Management skills.

- Good in preparing and reviewing technical documentation like BRDs, FSD, and Architecture diagrams etc.

- Good Business Analysis and Consulting Skills.

- Good in requirements gathering and understanding both stated and assumed business requirements.

- Prioritise and manage workload effectively, recognizing the quick turn-around requirements.

- Work independently with minimal supervision and take responsibility